Social Security & Disability Lawyers
Having a disability can hinder you from working and earning a living, especially when the condition is deemed permanent or long-term. Filing a claim for social security disability insurance (SSDI) or Supplemental Security Income (SSI) can be the answer, but oftentimes is a more complicated and drawn-out process than you might expect. There are potentially four (4) levels at which the Social Security Administration may hear your claim, all of which bring their own challenges–that is where we come in!
At E. Orum Young Law, we help make the process of claiming your well-deserved benefits smoother and less stressful. Our experienced disability lawyers have worked for years with clients just like you. Call today for your free consultation.
Social Security Disability Insurance (SSDI) Overview
Not everyone has a clear understanding of what is Social Security Disability Insurance/Supplemental Security Income nor how these benefits can be obtained. Read on to educate yourself on important information about Social Security Disability Insurance.
- What is the difference between SSDI and SSI?
- Why file an SSDI/SSI benefits claim with us
- Who are the target beneficiaries?
- What benefits can you receive?
- Where does the funding come from?
- When can I expect benefits?
- Which disabilities are covered?
- How can you apply for disability benefits?
- Choosing your disability attorney
Why File an SSDI/SSI Benefits With Us?
While the approval ratings for each local SSA office vary, the vast majority of initial applications are unfortunately denied alleging you do not meet their medical standards. This is often an undeserved and frustrating decision, especially when your condition actually does prevent you from working.
Our office can help guide you through the various stages within the SSDI/SSI process to boost your chances of qualifying. You will not be charged ANY fees from our office if we do not help you win your case, so it is in both of our best interests to fight diligently for your approval.
Who are the target beneficiaries?
Generally, any adult between 18 years of age and 63 can potentially be eligible to draw SSDI or SSI benefits so long as they can show they have either one severe, or two or more marked physical or mental impairments, or a combination of the two which render them incapable of performing “substantial gainful activity” for a period that has lasted or is expected to last no less than 12 months.
Generally, any child between 0-18 years of age can potentially be eligible to draw SSI benefits so long as they can show they have either one severe, or two or more marked impairments that are either expected to result in death, or has lasted or is expected to last for a period of no less
Our Attorneys Can Help You With Your Claim
Speak with one of our attorneys today and get a free case review. Call us and find out what social security benefits you are entitled to receive.
Eligibility Check Questions By Orum Young
To determine the possibility of getting an approved Social Security Disability application, the Social Security Administration follows a five-step evaluation process plus a work eligibility test to search for specific details in your claim. The following six eligibility questions below were created by E. Orum Young Law based on the SSA’s evaluation process to guide you through your application.
What Benefits You Can Receive
- Cash payments – the amount you can expect to receive each month will depend on your average lifetime earnings before the disability began. It will not be influenced by the severity of your disability. Depending on whether you draw SSDI or SSI, the amount you receive may be different if you are married, or if your state supplements payment, and if you have any source of income. Deductions in the amount can also be expected for any month in which you had a record of outstanding warrants of arrest for any of these felonies: avoiding prosecution or confinement, escaping custody, flight-escape, probation violation, or parole violations.
- Medical insurance – if you are already receiving disability insurance, claiming insurance or Medicare is an added benefit that you become eligible for after you’ve received 24 monthly payouts, or Medicaid for SSI recipients.
What other payments could affect my benefits?
When your SSDI benefits are calculated, receiving other government and even foreign country benefits could have an impact on the amount you receive per month.
Where Funding Comes From
The Social Security Disability Insurance is a program administered by the Social Security Administration. The SSA is the U.S. federal government’s principal agency handling social security programs which are also known as the Old-Age, Survivors, and Disability Insurance (OASDI) program. The OASDI provides citizens benefits to those who are retired, survivors, or disabled. It is considered one of the largest government programs in the world and accounts for a big portion of the federal budget.
The program is being funded through payroll taxes known as the FICA tax or Federal Insurance Contributions Act. In essence, if you have been faithfully paying your taxes while still employed, then you may consider those as your “insurance premiums” paid monthly, and SSD as your benefits.
When to Expect Benefits
You can only expect to receive benefits if you properly filed a claim. This is why you should send an application for disability benefits as soon as you become disabled. On average, it takes the SSA 3 to 5 months to process applications, which means that you can’t receive a check on the same month that your disability occurred, although it will still be covered with back pay (starting from the sixth full month after your disability began). Remember, you have the right to representation by an attorney when you conduct any business with the SSA.
Once your disability claim has been approved, you will receive a letter from the SSA outlining when your expected benefits begin and how much they will be. It is recommended that you consult with an experienced social security disability lawyer rather than to figure out the application process on your own.
An experienced attorney will be able to know and fight for as much back pay as you are entitled to in order for you to get the money you deserve.
Which Disabilities Are Covered?
How You Can Apply for Disability Benefits
You will be screened by the Social Security Administration to determine if you qualify for any of their aid programs. Depending on the circumstances surrounding your application, you may go through different stages of applying for disability benefits. It is recommended that you apply for both SSDI and SSI benefits at the beginning, as both have the same medical standards.
Click to know how you can apply for Social Security Benefits.
Choosing your disability attorney
Being eligible for an SSDI/SSI claim is not as simple as having a disability. Proving you are qualified to receive a claim involves presenting solid documentation on three key areas:
- Your disability
- Your work history and duration
- How the disability affects future work
Sometimes, even with enough evidence proving that an applicant fits SSA’s definition for a disabled person, the application gets denied due to insufficient evidence on the other two areas.
When you get in touch with a social security disability attorney, you can boost your chances of having your case expedited and receive a favorable decision. You may enlist the counsel of a disability attorney at any stage of your application and can even have your lawyer file the initial claim for you.
Again, E. Orum Young Law does not charge a fee unless the case is resolved successfully, and will ensure all the legal paperwork is filed correctly, the necessary medical records are included in your file, and you are well represented should your case reach the level of attending hearings.