The Social Security Administration manages the Social Security Disability Insurance Program, which assists in providing financial security to those who become disabled and are unable to work. It’s a highly beneficial program. However, it only covers specific disabilities, and the standards for approval are pretty complicated.
This article examines these issues in an effort to assist anybody who is undergoing the Social Security Disability Insurance application process. Our social security disability attorneys at E.Orum Young Law help make the process of claiming your well-deserved social security disability compensation smoother and less stressful.
What exactly is Social Security Disability Insurance Benefits (SSDI)?
The United States Social Security Administration, a federal organization, funds and manages Social Security Disability Benefits (SSA). If you have worked for a particular number of years and have a physical condition that stops you from working for at least a year or results in your death, you and some members of the family may be eligible for Social Security disability benefits.
Statistics show that a 20-year-old worker has a one-in-four probability of being disabled before reaching full retirement age.
So, if you or a valued loved one has been diagnosed with a covered impairment, you should consult with a Social Security Disability Attorney who handles Social Security claims from the first filing through the appellate process, if necessary.
What qualifies a disability?
The definitions of disability used by other programs differ from those used by Social Security. Social Security only covers total disability. Short-term and partial impairments are not covered.
Because of your health condition, you are unable to work or engage in a significant gainful activity (SGA).
Your medical condition hinders you from doing previous jobs or adjusting to new ones.
Your condition has been or will be with you for at least a year, or you have died.
This is a precise definition of disability. Working families are presumed to have access to extra resources such as workers’ compensation, insurance, savings, and investments under Social Security legislation.
List of medical issues to consider while applying for disability benefits are the following:
- Musculoskeletal issues (e.g., bone, joint injuries, skeletal spine injuries)
- Speech and other senses (e.g., visual disorders, blindness)
- Respiratory problems (e.g., chronic bronchitis, emphysema, asthma)
- Cardiovascular system disorders (e.g., chronic heart failure)
- Digestive system dysfunctions (e.g., inflammatory bowel disease, liver dysfunction)
- Genitourinary issues (illnesses involving the urinary and genital organs)
- Blood-related issues (conditions of the blood, blood-forming organs)
- Skin problems (e.g., dermatitis, burns, chronic skin infections)
- Endocrine issues (e.g., pituitary gland disorders, thyroid gland disorders)
- Many biological systems are affected by congenital disorders.
- Psychiatric issues (e.g., epilepsy, benign brain tumors)
- Diseases of the mind (e.g., bipolar disorder, anxiety, depression)
- Cancer (malignant neoplastic diseases)
- Immune system failure (e.g., HIV infection, lupus, inflammatory arthritis)
Disabled Children’s Benefits
The SSI program offers financial assistance to disadvantaged children. Children’s eligibility requirements include financial benchmarks based on the income of the child’s parents or legal guardians, as well as medical benchmarks depending on the child’s handicap or impairment.
Social Security Disability Evaluation
Many illnesses need thorough screening, which includes answering the following five questions:
Have you got a job?
You are not disabled if you work, are not blind, and will earn more than $1,350 per month in 2022. 1 Continue to question two if you are jobless or your income is less than the Substantial Gainful Activity (SGA) criteria.
Is your condition severe?
You are not impaired if your condition does not interfere with core work-related duties. If your condition interferes with basic work activities, go to question three.
Is your illness categorized as disabling?
The Social Security Administration (SSA) keeps track of chronic medical disorders. If your sickness isn’t listed, Social Security will evaluate its severity. If your handicap is severe enough, your application will be approved. If not, go to question four.
Can you carry out your previous work?
You are not incapacitated if your health condition does not prohibit you from doing the work you used to accomplish. If so, go to question number five.
Can you do any other jobs?
Finally, if you are unable to execute your previous work, Social Security will determine if you are capable of doing anything else. If you can adapt to other suitable employment, Social Security will not consider you handicapped and will not deny your claim. If you are unable to adjust, your claim will be granted.
Conditions must also be projected to last a year or cause death.
When Should You File for (SSDI) Social Security Disability Insurance Benefits?
Apply as soon as you are unable to work.
The waiting period for Social Security Incapacity Insurance (SSDI) is five months; thus, payments will not begin until the entire sixth month of disability. The SSDI waiting period begins one month after your disability is determined.
If you do have ALS and get SSDI compensation after July 23, 2020, there is no waiting period.
The Social Security Administration (SSA) pays social security disability benefits for the first whole month after you file your claim or later if you become eligible for SSI.
Do you have the option of reapplying for Social Security Disability Insurance benefits?
The number of people who may apply for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) is unlimited. If your benefits application is denied, you should evaluate whether you should appeal the judgment or make a new claim entirely.
Unless you have a new medical issue, disability lawyers would usually urge you to appeal your first rejection.
Hopefully, this blog article will throw some light on this complex process, allowing you to make an accurate judgment regarding whether or not to claim disability benefits.
While government disability programs will do their best to ease your financial burdens, in order to get approved for benefits, you need a reputable Orum Young Law Social Security Disability Attorney by your side, fighting your disability claim on a number of levels. The sooner you start the claiming process, the more likely you are to succeed. For more information, talk to one of our attorneys in Louisiana City today.